Monday, November 22, 2010

Know The Way That The Connecticut Bankruptcy Court Works

Know The Way That The Connecticut Bankruptcy Court Works

The main reason why people are often forced into filing for bankruptcy is that their present financial condition has become so bad that there is little if any hope that they will be able to continue to repay their debts on time. However, filing for bankruptcy is more than simply proclaiming that you are bankrupt because it is the court that will rule on the matter and in fact the Connecticut Bankruptcy Court is a good example of how these bankruptcy courts actually work in dispensing claims.

The Connecticut Bankruptcy Court includes several courts that are situated in different locations in the state including towns such as Hartford, Bridgeport and New Haven. For more information regarding the Connecticut Bankruptcy Court you need only visit their website where you will get every piece of relevant information regarding addresses as well as contact info related to the different courts.

Bankruptcy Lawyers

If there is no other option than to file for bankruptcy with the Connecticut Bankruptcy Court you will then, in most instances, need to also hire a good bankruptcy lawyer who will represent you at the Connecticut Bankruptcy Court hearing till the final decision is made by the bankruptcy judge. Fortunately, it is easy to find Connecticut Bankruptcy lawyers though before you hire a particular individual or firm makes sure to deal only with someone that is trustworthy and reputable which will ensure a fair representation of your case and that in turn will mean improving the chances of getting a favorable decision.

If you are an individual filing for bankruptcy at the Connecticut Bankruptcy Court you will of course first need to decide whether to file for Chapter 7 or Chapter 13 bankruptcies. The former type of bankruptcy is known as “Straight Bankruptcy” while the latter is known as “Wage Earners Bankruptcy”.

You need to also be aware of recent changes that were made in October in the year 2005 when the Chapter Seven laws in the Connecticut Bankruptcy Court were amended in order to simplify the process of filing a case for bankruptcy. This means that now the Connecticut Bankruptcy Court will apply a test to identify the appropriate category in which you should file for bankruptcy.

Furthermore, the changes made to bankruptcy Chapter 7 laws also require that anyone thinking about filing for Connecticut Bankruptcy should first have sought and obtained credit counseling and only after this condition has been satisfied can the person file for bankruptcy.

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